Daf 50 - Quiz

Q. Why is a public street considered more yours than your private property ?
A. You may need to sell your private place at some point , but your rights to public areas are ongoing !

***

Q. Why is it dangerous if one says " Hashem is so generous He forgives all sins no matter what " ?
A. Rashi explains because he causes people to be tempted to sin.

***
Q. Why is Hashem more precise with those who are greater & closer to Him ?

A. Because He loves them more.

***
Q. What is the main reason the Torah obligates a hole digger to pay for damages caused by his hole ?

A. There is a dispute -
Rav - due to the stale air
Shmuel - the air & the Bang
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

53 Mitzvos

Mishpotim contains 53 official Mitzvos of the 613.

* the first 5 are how to treat ones workers with compassion.

* we then have 10 Mitzvos on to avoid causing harm or damage to others.
* Then 9 more laws of caring for others
More to follow.
We see how careful we need to be in dealing with all others.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Daf Quiz - Bava Kama 49

Q. Why is it that if an ox gored a pregnant woman & caused a miscarriage the ox owner does not pay for the potential offspring but if a person did the same -
He pays the husband - for the offspring &
The wife - he pays for the injury & for her pain ?

A. The Ramban explains that we are not sure if the offspring would have lived thus the Torah gives us specific guidelines for who is entitled to what.

**

Q. Which animal does the Torah compare to the great righteous Sage Yissocher in Breshis and also to a nation in Breshis ?

A. A donkey

***
Q. If someone grabbed first a document of property that has no owner does he get the property or only the paper ?

A. Only the paper

**

Q. What are 2 methods for a person s yard to acquire something for him ?

A. If it is enclosed with protection or he is at the side of it. Tosfos
##
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Long life

The Torah teaches the reward of longevity by only one of the 10 Commandments -
# 5 -
Honor your Parents.
Why is that unique ?

1 - measure for measure - when we help them live , Hashem does the same for us.
2 - when we appreciate & thank them for giving us life , we deserve more !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Matching Mitzvos

Why did Hashem give us the 10 Commandments on 2 Tablets , 5 on each side , why not all 10 on one long one ?

One reason is so that we should also read them across & learn significant lessons. There are matching mitzvos , such as
Don't harm or kill innocent people because they were created in Hashems image !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

The First Two

Of the 10 Commandments are 2 of the 6 constant Mitzvos which pertain to all Jews at all times 24/7.

The 6 constant are

Believe in Hashem
There are no others
He is One
Love Him
Fear Him
Don't be distracted.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Pattern of 17 Mitzvos

The pattern is
The 10 Commandments

Plus 3 extra in the second commandment & 1 extra in the fourth.
3 more at the end
1 - to avoid idol worship
2 - to avoid murder
3- to distance oneself from immorality.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

17 Mitzvos

In Parshs Yisro -

To Believe in Hashem
No other
No Statues
No bowing to idols
No other forms of worship to them

No wasted swearing

To sanctify Shabos with words
Not to perform any form of work on Shabos

To Honor ones Parents

Not to kill innocent people
Not to commit adultery
Not to kidnap any human being
Not to testify falsley
Not to desire things that others have

Not to have any statues of people
Not to use metal for preparing the stones of the Mizbeach
Not to have steps for the Mizbeach only a ramp.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

10 Greatest Songs

In History :

1- Song of Adam - Tehilim 92

2 - Shiras Hayam

3- for the Miracle water supply
4 - Shiras Haazinu

5 - Yehoshua sang

6 - Devora sang

7- Chana sang

8 - Dovid Hamelech sang

9 - Shlomo Sang

10 - the Song when Moshiach will arrive , we hope soon ...
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Time to Sing

Why didn't they sing as soon as they left Egypt , why only after crossing the Yam Suf ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Mitzva Upgrade

How can a person elevate & upgrade the performance of every Mitzva ?
See 15:2.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

New Book

We have a new book available
Once in 28 years

On the Blessing for the sun
Which we say this year & once every 28 years.
If you would like a copy please let us know where we can send it to you.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

One Mitzva

There is one official Mitzva according to the Sefer Hachinuh in this Parsha -
# 24
Not to go beyond the Techum of ones city on Shabos. Based on 16:29.
Why is this point about Shabos so significant to be first & by itself ?

The Siman for 24 is
Kaan Dirosoi.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

4 More Mitzvos

The 4 remaining Mitzvos of the 20 this week are :

* To Redeem every Firstborn son.
* To tell the story of how we became Hashems firstborn on Pesach nite.

* To redeem firstborn donkeys also.

* If not , to break its neck.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

6 of the 20 are on Avoiding Chometz & Eating Matza

*Remove all Chometz

* Eat Matza

* Avoid all Chometz

* Even a mixture

* No eating Chometz

* Not even to see it around.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

10 lessons for Dealing with a Recession

10 lessons for Dealing with a Recession

1. Thank Hashem that you are alive. You may not have some minor luxuries, but being alive is the greatest WEALTH.

2. Take care of your health by eating right, getting enough sleep, & exercising as necessary. Remember the Moshol of the rose on the table.

3. Diversify your investments.

4. Remember the 4 steps:

a) Learn from others

b) Enjoy discipline

c) Rejoice with your assets

c) Honor all people

5. Save more, spend less - Avoid buying things you can't afford & don't need anyhow.

6. Practice laughing more - it can be a thrill to plan your future all over again. Consider - What would I really enjoy doing?

7. To think & look ahead is the key to Wisdom. It is also the key to avoid buying on credit. The Torah teaches this through the event of Yosef preparing ahead in the years of plenty for the years of little.

8. See Mishlei 10:4. & then 10:22.

9. Small steps make a huge difference.

10. The first step to finding a good job is to greet everyone you meet.

9 of the 20 deal with the Korban Pesach

* To slaughter it
* Eat of it.

* Roasted
* Not to leave over
* A non religious jew may not eat from it.
* A non Jew may not eat.
* The group has to eat in one location.
* Without breaking any bones.
* One who is uncircumcised may not eat.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

20 of the 613 Mitzvos

Are in Parshas Bo.

1- To set the Jewish Calender beginning with Nissan because that is when we were set free to serve Hashem !

2 - Slaughter a Korban Pesach on erev Pesach in the afternoon.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Thinking Lessons

Why did Hashem send 10 Seminars of Makos lessons against Egypt ?
Hashem is teaching us how to think in many ways -
- Do you have water ?
Thank Hashem that it is not blood!
- is it quiet ?
Thank Hashem that you don't have frogs croaking all around you. Etc
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Hashems Finger

8:15 - We learn to recognize all that Hashem does. Every finger we have is very useful but we tend to ignore it in the big scheme of things.
Today we suggest you look at one of your fingers & EXCLAIM - this finger is G - D made !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Frogs lesson

Each frog had a mission to go & harass the Egyptians. Some frogs chose to even jump into the hot ovens.
Those frogs did not die even later when all the others died. Baal Haturim.
This is a lesson for us that when we serve Hashem more we gain in many ways.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Equality

It says that Moshe & Aahron were equal ,Rashi 6:26.
What does that mean ?

The Dorash Moshe explains when a person fulfills their full potential they are considered equal to the greatest who fulfilled their potential.
This applies to all of us !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Thank Hashem for

Snow which is like wool.
Rav Miller explains this verse from Tehillim.
It is white like wool & fluffy as wool thus it serves a similr purpose to insulate & warm the ground when it gets cold. It serves as a woolen blanket while its cold & then it melts to nurture & produce food.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Your Input

Paroh had 3 advisors
Bilam voted against the Jews , he was killed.
Iyov abstained he was judged with suffering.
Yisro quit & fled , he was rewarded to become an advisor for the Jewish Nation.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

The Name Miriam

Means bitterness. Why did they use that name ?

Rav Miller explains with the Mishna Avos 5:23.
According to the challenges the rewards increase - they realized that Hashem was giving them great opportunities & they were appreciative.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Name Power

We have started Chumash Shmos all about Names & Redemption.
What is the connection ?
Does my name make a difference in who I am ?
Why does saying something in the name of the source help bring redemption to the world ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

2 Types of Prayer

Some of our Prayers are compared to a sword & others are like a bow & arrow. See 48:22 & Targum.
Both are weapons that can be used for mass salvation , when we pray sincerely to the One in complete Control !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

How to Bless

We learn how to bless children to be Like Efrayim & Menashe (48:20).
Why them ?

Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

The Power of Blessings

He blessed them each according to their blessings.
If it was their potential anyway , why was it important for Yaakov Avinu to proclaim the blessing ?
The answer is explained that each of us has great potential and each blessing helps to bring the greatness closer to the surface.
May all of our participants merit great success in all of their good works !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Segula for easier childbirth

To say & learn the first Mishna of Bava Kama.
The reason - When we learn not to harm others or cause them pain , Hashem makes it easier for us !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

The Wagon Connection

Why did Yosef send wagons to his Father to remind him that they had been learning the topic of Eglah Arufah ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Fw: Job Opp: Conference Producer

------Original Message------
From: Joe Benjamin
To: Rabbi Goldberger
ReplyTo: Joe Benjamin
Sent: Dec 28, 2008 6:59 PM
Subject: Job Opp: Conference Producer

Hi -

if you know of anyone that might be a good fit please let me know. This
would be out of the office in Staten Island.

Description: Conference Producer

Requirement:

Computer literate. Strong writing skills. Good organizational
skills. Ability to work on multiple projects. Pleasant telephone
manner. As a project leader, you are empowered to initiate alliances
with speakers, publications & associations, identify potential
sponsors.

We're looking for dynamic professionals with strong written & verbal
skills. You must have an innate ability to spot "what's hot" in a
constantly changing marketplace through online research.

Specifics:

Network with industry movers and shakers, and make contacts to last
a lifetime. This unique career opportunity involves creating cutting-
edge, conference events.
Research conference topic ideas via phone, Internet and trade
publications to assess commercial viability.
Identify hot new trends and ideas, recruit top industry speakers.
Work with an entrepreneurial team of sales, marketing & product
professionals to create world-class events for the business
industry.

Operational Sector Events

If interested: E-Mail cover letter, salary requirements and
Resume to avodawanted@gmail.com



-----Original Message-----
From: Rabbi Goldberger [mailto:rabbig@sakar.com]
Sent: Sunday, December 28, 2008 7:37 AM
To: Rabbi Goldberger
Subject: The weak / strong

Why do we call the Righteous Jews weak in Al Hanisim if they were
actually strong ?

The Sidur HaGra explains that in their minds they realized that without
Hashems help we are always weak !
As when Yosef Hatzadik said - Bilodoi ! Its not my power.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com



Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

The weak / strong

Why do we call the Righteous Jews weak in Al Hanisim if they were actually strong ?

The Sidur HaGra explains that in their minds they realized that without Hashems help we are always weak !
As when Yosef Hatzadik said - Bilodoi ! Its not my power.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

One a Day

We add one new light every day to teach how to grow - one step at a time to lead gradually to the top with Hashems help.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Word Answer

Oil always rises up to show it is there.
The 8 days represents elevation above the norm to be closer to Shomayim & be there in a spiritual sense.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Same Word

Why is the word for
Shom - there
Shemen - oil
& shmoneh - eight
The same root word ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Fw: Mishnayos for my grandfather, Binyamin ben Menachem Mendel, Z"l

Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

---

From: "Joe Benjamin"
Date: Sun, 21 Dec 2008 17:39:30 -0500
To: <rabbig@sakar.com>
Subject: Mishnayos for my grandfather, Binyamin ben Menachem Mendel, Z"l

If you can, please go to the website below and select one or more masechtas of mishnayos to learn in memory of my grandfather, Binyamin ben Menachem Mendel, Z"l.

The Yorzeit is Simchas Torah (October 11, 2009).

Please forward this to anyone else who may be interested (if you are in yeshiva, please see if any of the buchrim can learn some as well).

http://www.lzechernishmas.com/signup.php?id=425

Thanks and Tizku l’Mitzvos,

 

Chag Sameach

 

Yosi

 

Saying Thank You

If someone did you 10 favors , would it suffice to only thank them for 1 or 2 of them.
On Chanuka we need to wake up & see the lights to thank Hashem & appreciate the countless favors He is always performing for us.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Why are you sad today ?

This question is what eventually led to Yoseifs release from prison.
This teaches us that
Kindness leads to Greatness !
Rav Miller.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Secret of Success

Why was Yosef successful in everything that he did ( 39:3 ) ?

Rashi explains - Hashems name was always fluent in his mouth !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Cost of Words

Yosef brought bad reports to Father.
The Medrash says we learn to avoid Loshon Hora.
What were the costs of those words ?
Yosef was in prison for 12 years.
His father who had listened suffered for 22 yrs.
Words can be very costly !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Fw: Hi...Job Opportunity....

Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

---

From: "Joe Herskowitz"
Date: Sat, 13 Dec 2008 22:08:27 -0500
To: <rabbig@sakar.com>
Subject: Hi...Job Opportunity....

Hi,

 

Could you please send out the following Job Opportunity, Thank you and thanks for the call. 

 

 

Our company is looking for serious sales people with a minimum of 2 years experience.  You'll be selling advanced cost saving, multimedia solutions to Event Managers, Trade Show Organizers, Seminar Producers and Training Facilities. 

 

We are a multimedia company and the opportunities are endless.

 

This is a commission only job. 5% Commission on Gross Sales. Leads will be provided.

 

If you're serious about selling and are interested in a sales career with unlimited opportunity, kindly send an email with your resume to jobs1000@ymail.com for more details. 

 

Thanks and I look forward hearing from you.

 

 

 

 

Take Care,

 

Joe Herskowitz

 

112 Clifton Ave #137

Lakewood, NJ 08701

 

Direct. 732-387-3577

 

Aim|MSN|Yahoo|Skype  JHCONSULTUSA

 

Get LinkedIn with me:  http://www.linkedin.com/in/joeherskowitz

 

 

CONFIDENTIALITY STATEMENT: All information in this Communication, including attachements, is strictly confidential and intended solely for delivery to and authorized use by the addressee(s) identified above, and may contain privileged, confidential, proprietary and/or trade sectret information entitled to protection and/or exempt from disclosure under applicable law.  If you are not the intended recipient, please take notice that any use, distrbution or copying of this Communication, and/or any action taken or omitted to be taken in reliance upon it, is unauthorized and may be unlawful. If you have received this Communication is error, please notify the sender at joeherskowitz@gmail.com and delete this Communication from your computer or any other Communication recording device.

 

Did you Miss ?

The verse in Parshas Vayishlach which mentions Sukos 3 times ???

See 33:17.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Another Reason

The Angel did not divulge his name is because we must always realize that Hashem is running the entire world. Don't focus on the agents & miss the big picture.
See the Source.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Secret of No Name

Why did the Angel say to Yaakov - Why do you ask for my name ? 32:28

What is the point ?

This is explained that to protect ourselves from the Evil Inclination we need to know that he always has new disguises. The name will just confuse us. We need to focus on Torah study to learn how to deal with & overcome all of the ongoing challenges.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Answer

One who converted is considered as a newborn.

One who is in a position of authority is held responsible for those he represents.

Marriage is a formation of a new complete person.

But why does Rashi seem to omit one who forgives others who is also forgiven ( Rosh Hashana 17a ) ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Wedding Message

Rashi 36:3-
3 people are forgiven for their sins
* One who converts to Judaism
* One who is elevated to a position of greatness &
*One who gets Married !!!
What is the connection between the three ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Lifting Others

Yaakov lifted his feet & walked , 29:1.
How else does one walk ?
Rashi says that he was uplifted with the news Hashem gave him.
We have a mitzva to emulate Hashem to encourage people so that they become Happy ! : ).
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Prayer Meeting

The word Pogah means to meet & to Pray. What is the connection ?28:11.

For a meeting to succeed we must pray to Hashem for assistance !!
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

The Hair Connection

Why does the Torah inform us that Eisov had lots of hair , but Yaakov was smooth skinned ?

Rav Wolbe ztl explains that
Hair is like wool , Rashi , in which things get tangled. All types of temptations were entangled in Esovs personality.
We learn to emulate the ways of Yaakov.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Question

If the Voice was Yaakov
But the hands were Eisov , why did Yitzchok go ahead & give the blessings ? 27:23

Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

What to Grab

Some explain - Why did Yaakov grab hold of Aisovs heel ?

To teach us a secret of greatness - hold to those things that others may be stepping on !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Hashems Desire

Why did the Avos & their wives have such difficulties in having children ?
Yevomos 64a explains that Hashem desires our prayers !
Prayer brings us closer to Hashem which is the purpose of life.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

The secret Word

What was the key word that Rivka used with which she won the position for one of the greatest Shiduchim in the world ?
She said - vegam , and also ,
To bring water for the camels.

The key is the Love of Chesed.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Ten Tests

Avraham Avinu passed 10 tests in life

Pushed into a fire

Told to move

Famine

Wife captured

Battled 4 kings

Bris Milah

Wife captured again

Had to send away Hagar & Yishmoel

Akeida

Pay a lot for a burial plot for Sarah

This is according to the count of Rabeinu Yonah.
If you like to know the method to remember these 10 you can call me on my cell
1917 674 6817
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

The Secret of

A Happy Marriage

Why does Eliezer test Rivka with the question of asking her for some Water ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Power to Rule

Our Sages explain that becuase Sarah lived for 120 years that is why Queen Esther ruled over 120 countries.
What is the connection ?

The name Sarah means to rule. Sarah had utilized every moment of her life to serve Hashem thus those who follow her ways , can merit to rule as she did !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Specifics

Why does the Torah tells us the years of Sarah in a specific , detailed way ?
She lived 100
20
& 7 years ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Hashem Listens

Why does Hashem wait for Avraham Avinu to argue on behalf of Sedom to such an extent ?

Maybe there are 50 righteous ?

45 ?
40 ?
30 ?
20 ?
10 ?
Hashem could have said right away - Sorry ... ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Tasty Tongue

Why did Avraham Avinu serve each geust tasty Tongue ?

2 reasons
1- To give them a great meal
2- he had an agenda to teach them the purpose of life - to utilize our tongue to serve Hashem.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

To Overcome Laziness

Focus on 5 Points
The day is short
There is a lot to accomplish
People are lazy
The rewards are great
The Boss wants us to achieve as much as we can for our benefit.
Avos 2:20
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Falling Leaves

Now is the time to reveiw
Mishlei 11:28 - those who consider their wealth like leaves - will succeed.
See our book Watch Your Wealth pg 18.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Fw: this is your student - for sure!

Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

---

From: "Marty" <Mkairey@zachlawi.com>
Date: Fri, 7 Nov 2008 10:15:07 -0500
To: 'Rabbi Goldberger'<rabbig@sakar.com>
Subject: this is your student - for sure!

Rabbi,

Please take a moment to watch this

Mordechai

 

If you have a minute, please watch the following video clip it is a beautiful story of Johnny, the grocery store bagger. It is very short, but it will remind you of why and how we make an impact in what we do. You may even want to share it with others and I hope you will.

Make Their Day, too

Click Here To View The Movie!

 

 

 

Mordechai Marty Kairey

Atlantic Bottling LLC

23 Cindy Lane

Ocean NJ 07712

732 695-0404

www.Zachlawi.com

 

 

Fw: MyStudiyo business overview

Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

---

From: goldberger <mindwellness@gmail.com>
Date: Fri, 7 Nov 2008 13:20:57 +0200
To: Moshe<rabbig@sakar.com>
Subject: MyStudiyo business overview

Hello,

We are involved in a Web 2.0 world. MyStudiyo is a project of two years and growing fast. We have served over 5 million quizzes & the demand is stronger each day. Can you help us fund the next steps. We are highly motivated & focused on revenue streams & self-sufficiency.

The Israeli Tech market is well known for home-run Internet projects. We are two years running & can be capitalized to achieve a strategic exit much faster than typically.

The site is live, its operational & growing fast. The track is clear.

Executive Overview:

As one of the founding partners of MyStudiyo (www.mystudiyo.com/about/), as an active insider for 2 years, I was involved in every facet of the development.

The opportunity presented permits us to purchase MyStudiyo.com, entirely. This includes all the versions of the software, code libraries (which we built), the live operating web site with over 5 million current quizzes served, & any related assets. This opens a clear road to develop our vision of a "hot" mass-audience web site. We are acquiring zero liabilities.

We were at the crossroads of releasing a premium for-pay section of the product (http://www.mystudiyo.com/moreinfo4) when we got caught in the falling markets & our investor-backer left us.

We seek an investor who can commit $300,000 as outlined below; in exchange for a preferred equity position.

1. www.MyStudiyo.com  - The business flagship web site is already well launched & has continually exceeded its established milestones.

2. The key technical team who have invested the past 18 months are on board as-needed to maintain & support the software.

Projections for 18-24 month build-out: We project steady revenues after 12 months & expect to cover all our costs by 18 months. The product is live so marketing can launch on day one.

Documented statistics to-date: 5.3 million+ quizzes viewed, 11,000+ quizzes created, .5 million quizzes completed by players. 10% completion rate shows extremely high user commitment. This ties directly into much higher than average click-through rates on ads or promotions inside of quizzes – as high as 10%.

Projections for continued growth are strong. We can be serving 15-20 million quizzes within 6 months. With a conversion rate of even ¼ of 1% to the premium package at a discounted introductory cost of ~$10 / per month for unlimited usage produces a break even scenario very quickly. We project that investors can triple their ROI as compared to other investments with higher than average opportunity for a home run exit strategy.

Costs:
$  50,000 – purchase good will & all software
$150,000 – operations, marketing & traffic generation
$100,000 -  salaries at slow burn rate until revenues surpass costs

Income / Business Model:
The plan is to generate massive traffic (proven ability), offering tools that serve any good web site. We help them to leverage their growth & to keep viral traffic. Businesses will need our tools even more so in a stressed market – we provide a negligible cost, do-it-yourself (DIY) marketing edge to engage and excite an audience.

Milestones:
1: Acquire 100 users at a premium-user cost of $10 per month
2: Acquire 1000 users at a premium-user cost of $10-25 per month
3: Acquire 5000 users at a premium-user cost of $25 per month
4: Acquire 10,000 users at a premium-user cost of $25 per month
Notes: 1) Milestone time lines to be determined. 2) $25 is a target price-per-month. We would offer a discounted ~$10 starter promotion.

A strong case exists to grow the user base to 1000s of paying clients. Current market conditions (and as turnaround begins) may prove advantageous in that serious web sites will desperately seek tools such as what we offer. Any subject can be transformed into trivia facts & presented in an interesting quiz style. That's what makes the MyStuDIYo tools so compelling. Any web site owner can use it to embed a quiz anywhere - with their content.

Test the steps that any potential client would typically follow:
1. Tour & sign up at www.MyStudiyo.com at no cost.
2. Check out the Search Page : www.mystudiyo.com/search?s=
3. Try searching for any key word such as: education, business, politics, math, health, trivia, fun...or whatever.
4. Browse the list of quizzes already launched by other users.
5. Click on the Create a Quiz to see how easy it is to use the technology.

Once a quiz is built it can be embedded anywhere into a web page in seconds & becomes integrated into any web page.

Essentially we give web site owners a way to present their information in the most interesting way. We can help make it highly probable that interested visitors will share what they found with their friends.
We offer an easy-to-build, fun, viral tool-set for any data. A way to turn ANY information into a fun styled quiz in minutes.

Many sites have proven that they love the technology. We have a waiting listing of companies that have asked for a premium – for pay – version of the software.
We would continue to offer a free model as presently on the site with up-sell features for the premium version.

Here are some user installed examples.
http://www.classical.com/genre/quiz
http://www.pregnancy-info.net/quiz.html
http://www.websudoku.com/tutorials/?level=1
http://seekingalpha.com/article/84769-market-quiz-5-must-know-headlines
http://www.popularmechanics.com/home_journal/how_to/4279507.html
http://www.rollingstone.com.ar/notatemplate.asp?tema_id=439&nota_id=986816
http://www.wineteasers.com/whitehouse/index.html
http://hamptonroads.com/node/483382

There are hundreds of others...

Summary
Our projected goal is to be the premiere quiz site on the Internet that focuses on business solutions for the small-to-mid size wed site owner. This market is ideal & the most prodigious. They use eBay, Facebook and or BLOGS already & we offer a perfect toolbox to increase sticky traffic -- and even affiliate income streams.

We will offer a comprehensive affiliate click-traffic generation VIP membership that will be the home page of all high-traffic quizzes. Each of these quizzes will have sections that can be highly monetized with embedded ads. All our tests show that we can keep visitors on a quiz page 3-4 times longer than average which results in up to 10% higher click-thru rate on ads surrounding a good quiz.

It works! Its built! We are ready to deploy the next grand-slam web concept.

Looking forward to hearing your thoughts.

David & Sara Goldberger
www.MyStudiyo.com
USA Direct #  1  516 213 4486
Cellular  +  972  52  761 3651
Skype: Kerengroup

First Mohel

Who was the first Mohel in history ?

Avraham Avinu
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Fw: Make History Tomorrow

Mitzva to vote

Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

---

From: "Rabbi Naftali Ganzweig" <chizuk@yeshivanet.com>
Date: Tue, 4 Nov 2008 12:06:42 -0500
To: <"Undisclosed-Recipient:;"@yeshivanet.com>
Subject: Fw: Make History Tomorrow

 

----- Original Message -----

From: John McCain

To: chizuk@yeshivanet.com

Sent: Monday, November 03, 2008 6:44 PM

Subject: Make History Tomorrow

My Friend, From the time I entered the Naval Academy at age seventeen I have been privileged and honored to serve my country. Throughout my years of service, I've been faced with challenges where I could have taken the easy way out and given up. But I'm an American and I never give up. Instead, I choose to show courage and stand up and fight for the country I love. Today, I am asking you to stand with me and to fight for our country's future. Our country faces enormous challenges and our next president must be ready to lead on day one. My lifetime of experience has prepared me to lead our great nation. I'm prepared to bring solutions to our economic challenges, bring our troops home in victory and improve our nation's healthcare system. Time and time again, my country has saved my life and I owe her more than she has ever owed me. I have chosen to show my gratitude through a life of service to our country and tomorrow, you will have a choice before you. I humbly ask you to make the choice that will allow me to serve my country a little while longer by casting your vote to elect me as your next President of the United States. Finally, I ask that you never forget that much has been sacrificed to protect our right to vote. We must never forget those Americans who, with their courage, with their sacrifice, and with their lives, have protected our freedom. It is my great hope that you will exercise your right to vote as an American tomorrow. I thank you for your kind support, your dedication to our cause, and most importantly I thank you for your vote. With sincere appreciation, John McCain Please visit this page if you want to remove yourself from the email list. Paid for by McCain-Palin 2008

Reason to Move

Why does Hashem instruct Avraham to move in order to succeed ( rashi ) ?
Obviously Hashem could have helped him succeed wherever he was.
One of the reasons is that moving helps humble a person which is essential for true success.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

For YOU

What does it mean when Hashem told Avraham Go for You ?
Rashi explains - for your pleasure & for your benefit.
As the Mesilat Yeshorim teaches the purpose of life to know that we were created - to have pleasure from Hashem ...
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

3 Great Lessons

Noach was a very great man. The names he gave his 3 sons were intended to guide them & us to succeed in Life.
1 - Always keep Hashems name in mind. Noach was always thinking about how to emulate Hashems ways & come closer to Him.
2- always be warm & excited about serving Hashem.
3 - always be nice to Hashem & to people as we see in the Avos 2:1.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Finding Favor

What did Noach do that made him so favored in Hashems eyes ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Fw: Emailing: 13 Primary Principles

13 Principles of Faith

Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

-----Original Message-----
From: "Rachel Miot" <RMiot@sakar.com>

Date: Mon, 27 Oct 2008 09:11:19
To: Rabbi Goldberger<rabbig@sakar.com>
Subject: Emailing: 13 Primary Principles

<<13 Primary Principles.doc>>
The message is ready to be sent with the following file or link attachments:

13 Primary Principles

Note: To protect against computer viruses, e-mail programs may prevent sending or receiving certain types of file attachments. Check your e-mail security settings to determine how attachments are handled.

Ask for a Favor

What great lesson do we learn from Hashem on how to improve your relationship with anyone , anywhere ?

See Bereshis 1:26 , the second segment of Rashi.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Creation

The Talmud says read the first word of the Torah as Boroh Shis
- Hashem created a cavity under the Mizbeach.
What does this mean ?

Rambam explains that the Mizbeach was the site of
5 great historical events -
The Akeida
The offerings Noach brought
Where Kayin & Hevel brought
Where Adam brought &
That is from where his body was formed !

The connection - from the place where we can achieve atonement that is from where Hashem created people !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Special - the Day After

The day after Chag is called Isru Chag. We celebrate with some extra food & drink & reflect on the gift of the Chag which has departed.
We need to take the lessons of the Holidays with us to cherish always.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Connection between Bris Milah & Healing !!

The Medrash says that all healing is in the merit of Brit Milah.
What is the concept ?
Milah highlights our connection with Hashem.
What is illness ?
A separation from Hashem. Healing is the art of reconnecting to Hashem.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Did you Know ?

One may write Torah insights on Chol Hamoed.
Mishna Berura explains - since a person is supposed to study Torah at every moment as much as possible , & to write it down , if he waits until after Yom Tov he will lose time from studying more thus it is considered a Dovor haovaid.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Reminders

One of the lessons of the Lulav & Esrog is to remind us to Thank Hashem for
Our heart shaped as an Esrog
Our spine which resembles a Lulav
Hadasim like eyes
Arovos like lips.
All of our parts should say - Who is like You , Hashem !!!!
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Esrog Question

Is an Esrog considered to be a fruit or a vegatable ?

- one opinion holds it is a fruit all the way.
- Others hold it is like a fruit in 3 ways but in one way not.
See Kidushin Daf 2 b.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Did you Know ?

Some people think that Hashem only forgives minor sins. The truth is that He is so great , awesome & powerful that He is also able to forgive major ones. May we all do our part & merit His help.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Urgent

It is a few days before Yom Kipur & some people are still not on talking terms.
Brothers who don't speak ,
Sisters , spouses etc. It is a very serious issue to make peace as soon as possible.
Its crazy to wait any longer. We must say I'm sorry , apologize & ask for forgiveness. And agree to focus on working out the detailed issues with Hashems help.
When we take action to forgive others Hshem will do the same for us.
Have a great year. Gmar Chasima Tova.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

3 Forms of Life Saving

Spiritual C. P. R.

Charity

Prayer

& Repentence

Now is the Time.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Last two Mitzvos

Of the 613 are in Parshas Vayelech :
- All Jews should gather on the second day of Sukos , after every Shmita year for a mass Torah study program.

- Every should write or buy a Sefer Torah & other Seforim for himself.

We wish you a good, happy & sweet new year.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Shabos Question

Why is better for a good , kosher Shofar to have the curving shape of a banana ?

What do the two have in common ??
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

4 Exceptions

This week we learn about the Mitzva of Teshuva.
But there is a question - there were 4 people in History who had no sins. How did they do the Mitzva of Teshuva ?
Who were they ?
- Binyomin ben Yaakov
- Amram avi Moshe
- Yishai avi Dovid &
- Kilov ben Dovid. Bava basra 17a
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Every Individual

You are all Standing before Hashem
- the leaders
- the elders
- the officers
- every Jew
- children
- wives
- converts
- wood choppers
- water drawers
The Torah lists all these to teach us that each of us needs to prepare for Rosh Hashana at our level.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Most Favorite

Some say their most favorite verse in the entire Torah is this week 30 :14.

The Torah is very close to you - easy to read & easy to think about & fulfill. See Rashi & see the 8 words in hebrew in the Torah.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Mitzva to be Happy

How important is it to be happy ??
After the curses the Torah declares - 28 :47 - because you did not serve Hashem with enough Joy !

Why is that so ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Did you know ?

One difference between Teruma & Bikurim is that a kohen may only eat bikurim in Yerusholayim wheras he may eat Teruma in all of Eretz Yisroel.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

6 of 613

First of your crops. Mitzva 606 of the Torah is to bring from the first of our crops , every year to the Beis Hamigdosh.
We thank Hashem for it & remind ourselves who is the Owner !
We say every morning that this Mitzva has no specific measure.
This is the first Mitzva of the 6 in the Parsha this week.
This also reminds us of Rosh Hashana the beginning of a new year to thank Hashem for it.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Avoid Mixing

We have a series of Mitzvos in this Parsha on avoiding mixing such as Shatnes ( wool & linen ).
One of them is don't have 2 different animals work together such as an ox & a donkey.
Baal Haturim explains one reason is because the ox chews its cud thus the donkey will feel cheated - why does she get more food than me ?
This is a lesson in how we need to be sensitive to other peoples feelings. !
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Clothing Mitzva

What Mitzva can we do with our clothing every day ?
With a little thought we can gain this Mitzva every day !
For a woman - not to wear mens clothing.
For a Man - not to wear womens clothing.
Spend a moment thinking about this and a great Mitzva # 542 &543.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

10 of 74

The first 10 of the 74 Mitzvot in Parshas Ki Teitzei
3 for dealing with captives
3 for dealing with punishing criminals.
4 for helping to return something you find & for helping someone with a heavy load.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Did you Know ?

Which Sedra contains the Most Mitzvos ?
Next week has 74 - Ki Teitzay

The second to most - Emor - 63.
Third -Reay -55
Fourth -Mishpotim - 53

Fifth - Kedoshim - 51
Sixth - this week - Shoftim 41.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Secret of Elul

One who forgives others
Who have caused him pain
Will be forgiven for all of his sins.
Measure for measure.

Rosh Hashana 17a ,6 lines up from the bottom.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

7 laws of a King

- Appoint One
- who is appropriate.

* He needs to be careful
- not to live in the wrong places.
- not to indulge in excessive wealth.
- extra horses.
- Choose a proper wife.
* Have an extra Sefer Torah.

These Mitzva guidelines are good for all.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Rosh Chodesh Tov

There are 41 Mitzvos in Parshas Shoftim
The first is to appoint Judges & officers to maintain Law & Order.
This would include to pray for the welfare of the govt & to be involved in choosing & voting for proper officials.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Elul - Time for Growth

The word Elul can remind us of

Ani Ldodi - I am for my beloved , for Hashem &

Ish Lrayehu- for each other

Why both lessons in the same word ??

We need both together to develop & grow properly.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

3 Reasons

Why do cannibals grant a last wish before they kill a victim. ?
Based on Gitin 47a , there are 3 reasons :

- to try get the victim to forgive them

- so that the victim tastes better
- so that the victim puts up less resistance at dinnertime.

One of the lessons from this is that even cannibals know that you need to be a Giver before you can receive. !!!
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

3 Times

It says 3 times in the Torah not to cook meat & milk together.
Why 3 times ?
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com

Mitzva Count

Parshas Reaih contains 55 official Mitzvos -
The first 2
- to destroy all forms of Idol Worship.
- Not to destroy items that are Holy that are used for serving Hashem.
Now may be a good time for a gem of Torah study.
www.GemsofTorah.com